Can someone give me some advice please. I have 3 credit cards, one with a balance of £5,600 the other with £2,600 and the other £1,800. I have an overdraft of £1,800. I've been advised to open another bank account keeping my existing one open to pay off the overdraft and get all my direct debits etc transferred over to ...

Hi I have a Northern Rock personal unsecured loan balance of which is around £15,000. I've got a couple of credit cards (£5800 and £2500) plus an overdraft of about £1300 and I was wondering if its possible to take out a second unsecured personal loan to consolidate these cards and overdraft, without touching the ...

Hi I was wondering, is it possible to apply for more than one 0% balance transfer card at the same time? I currently have three credit cards (Mint, Halifax One and Barclaycard, plus a store card). I have £5800 on Mint, £2500 on Halifax, £900 on Barclaycard and £700 on the store card. I'm looking to transfer half of the ...

I get paid monthly but my overdraft is higher than the money coming in every month and so I don't ever pay the whole overdraft off. I've got three credit cards, a store card and a personal loan. I pay the minimum repayments on all the cards. Because I've never got any spare money I can't see to getting rid of the overdraft and ...

Hi I'm trying to decide what to do for the best. I have an £1800 overdraft limit and at the moment I am about £967 overdrawn. By the time I get paid again however I will be overdrawn around £1400-£1500. My overdraft is 0% interest up to £1,000 and then I get charged interest after that. I've also got ...

Hi everyone, can anyone give me some advice please I've been mulling my financial situation over for weeks now and can't seem to come to a decision on what to do. I have a Mint credit card with a balance of £5800, I have a Halifax One Card with £2077 and a Barclaycard with £920. The Mint card is crippling me as the ...

Thanks for that I'll have a look at the comparison service. I'll definitely be cutting up the cards.

Hi I have a Northern Rock personal loan which I pay £246 a month for. I have three credit cards which are costing altogether over £200 a month to pay and that's just covering interest, the debts aren't really coming down at all. I also have an overdraft of £1400 approx. I'm wondering whether I can apply for a second ...

Thanks. I think I will do as you suggest and visit my Bank, its worth a try. Thanks again for taking the time to reply.

I have £5,900 on a Mint card, and an overdraft of approx £1,400. Really I'd like to get the Mint card balance transferred onto a 0% or low rate for life card so that I can start bringing the balance down rather than just paying the interest each month but I don't know whether there are any cards which will give me a credit ...