I HAVE HAD FIRST HAND AT SEEING THE WORKINGS AT DEBT CALL. CONTINUOUS CALLS FROM DISATISSFIED CLIENTS WHO HAD PAID DEBTCALL BUT THEN FOUND CREDITORS WERE NOT BEING PAID. THE ONLY TIME ACTION WOULD BE TAKEN WAS WHEN A CLIENT WOULD RING UP BECAUSE THEIR CREDITORS WERE CHASING THEM, ONLY THEN WOULD A PAYMENT SOMETIMES BE MADE. EXCUSES ...