Nationwide has to be as close to bullet-proof as you can get.

Yes. The UK Government has not guaranteed 100% of UK savers balances which is a key difference to the Irish Government. Also our population is much greater so the Govt - if things got really bad - could up taxes to raise the money to meet depositors needs. If we take Iceland as an example the population is 300,000 so their ability to raise capital ...

I understand the frustration of Latestmug, a lot of people will be angry and that anger will be directed at Icesave and others. Moneysupermarket endeavours to compare the whole market. Our spokespeople frequently recommend keeping savings balances up the safety limit, in articles on the site and in our Rate Alerts, provided by the Financial ...

Be careful. I am not wholly convinced about the 100% guarantee made by the Irish Government. I'd stick with spreading it across big UK banks and building societies!

I would urge caution with the credit card route. Borrowing at 0% interest is on one level hard to fault even allowing for the balance transfer fee. It is good that you were accepted by Egg - I feared you would be declined. My interpretation of the situation is that you are on the verge of money problems but it hasn't yet manifested itself on ...

It's the norm in the personal loan industry. The Competition Commission are investigating PPI at present at the behest of the Office of Fair Trading so we'll see what the outcome is. Pesently the industry is 'trapped' at present with the banks making a loss on much of their personal loan lending hence the focus on PPI. Of course by (i) charging ...

Good point. We did feature this product in last weeks rate alert - it is always worth signing up for this email which is issued weekly. We have been asking ING to supply us with the product information and so far they have been unprepared to provide this. It is not too uncommon for a provider to fail to reveal their product info but normally ...

Ummm, tricky. Banks obviously need to be careful about customer details so I am not surprised that they are unwilling to engage with you. Banks will have fastidious policies with regard to customer details and I think that is correct and appropriate given the potential for fraudulent transactions. I suspect that you cannot force them to deal ...

I am unable to help with this question - this is one for a tax advisor.

Read our Guide to Credit Scoring in the loans channel. Alternatively go to the address below: http://www.moneysupermarket.com/refusedcredit/RefusedCreditGuide.asp