All forum users be aware of the unfair exit fees charged by some providers - you do not need to take this lying down! Look at bank charges and how the banks are now having to repay £1000s back to those customers who have been overcharged. This is the same with millions of homeowners who, on exiting their mortgage, find they are being charged an ...

Going back a bit but remember those ones with John Thomson and Joely Richardson for LTSB? There were a whole series of them and they were really successful for LTSB until John Thomson (of Cold Feet fame) got some rather dodgy press after a bust up with his wife and the ads were promptly dropped by the Bank....

I don't see the point! Every time I've been suckered into taking a card for the rewards, I've lost out. You never get round to claiming your reward and even if you do they are rarely worth it - particularly as it's takes forever to save the points!!! Don't bother - go for 0% rates everytime! Then reward yourself with the money you save.