gjf72: Neill Cahoot provide a specific code when they issue their final resolution letter. If you complain to Cahoot, they should write to you within a few days and provide you with a letter declining your complaint and referring you either to complain to Abbey or talk to Abbey about rearranging your loan. Their initial complaint ...

Good luck with ombudsman folks Have managed to get £3000 of my flexible balance transfered to a virgin cc. 15 months interest free. Saved myself best part of £600 over period. Hopefully virgin will increase my limit and i can do a bit more! 2 reasons for posting. Firstly, it seems that cahoot offer varying rates to ...

Dave, I would be concerned with regard to buymobilephones. When phoneboxdirect website went down it provided a link to mobileoutlet and buymobilephones sites for about a day. Strange. I suggest you have aa look at the moneysavingexpert website forums. This site has gone a bit quiet. I would think the best option for your wife ...

There is  no point in spending any money on legal advice and or court/fees. There is almost certainly no chance of getting any money out of CNM/PBD. The best you can hope for is to get a reduction in your phone tariff from the network provider. Contact them and see what they say. Vodaphone seem to be reasonably generous, the others ...

Neillgb: Steve, Thanks for that Steve. I think we all know what is going to happen with regards to people owed cash back though. Time for your site seriously consider carrying any cash back deal firms? Neill PS When you say CNM are still in operation are you just refering to their website or their ...

Rather worryingly the PBD site redirects to mobileoutlet @ buymobilephones sites!! Hmmmmmmmmm

Steve, Thanks for that Steve. I think we all know what is going to happen with regards to people owed cash back though. Time for your site seriously consider carrying any cash back deal firms? Neill PS When you say CNM are still in operation are you just refering to their website or their business?  

Wonderland, Landshark is almost certainly correct with regards to having to go to Court, using the online moneyclaim system. I would suggest you check out the moneysavingexpert website and its forums relating to cash back problems. I'm sure there will be a thread relating to Simply3g. Threads relating to other cash ...

Dave, On the assumption all the above is correct and you have copies, sent recorded etc. you should just send them a letter saying that unless first installment chq is received within 7 days and your claim is fully reinstated you will issue a Court summons using the small claims proceedure via  the online moneyclaim website. Do not ...

Jo, You, and they, have to abide by the terms and conditions applicable at the time you took out the contract. See the forums on the moneysavingexpert site for more info. If you are prepared to go to court, small claims proceedure via moneycliam online you will almost certainly got your cash back. Neill