no, its also open to key workers who have a household income of £60,000 or less along with other criteria which we meet. we are waiting on our homebuy agent to call us this week but obviously need to speak to a lender or a broker regarding the mortgage. From what ive been told, the deposit (30%) is stumped up by the government and the ...

Hi all ive posted in the past regarding shared ownership mortgages however i have a query regarding any mortgage application - my husband is in a debt management plan , i have a credit card with hsbc and we have a secured loan with GE money. We have been declined credit in the past, we suspect, because of my husbands dmp and previous defaults ...

This has ptobably benn asked many times before but i was wondering if any lenders are offering shared ownership mortgages with bad credit? We have our house on the market but heres why we are after a SO property (which we have been offered by the HA). My husband and i have a lot of debt. We are now finally on top of things. Dh is in a dmp ...

hi there! My partner and i were in a much worse situation than yours and have been approved by our current lender. We were rejected on the automated credit check but once the bank worked out that we could afford to pay off every existing debt leaving us with just the mortgage to pay we were approved by them. My partner has defaults on his account ...

Thanks for your reply. The bank we originally approached havent got back to us as yet regarding the conditions. We contacted London and Country yesterday after being recommended them by a friend and the chap we spoke to said they can find us a mortgage but it will be with a higher interest rate. So we are waiting for them to call back today and ...

Hi all! My names Monica hope you are all well.  Basically, we have debts accumulating to approx £35000 and are needing to move house due to me being pregnant. We have had the house valued at £105000 (we paid £45000) and have approx £60000 equity. The plan is to sell the house and py off our debts. This will leave us ...