You know this just means I'll have another rant at it next week...!

That's incredibly kind of you cmk, but I think the others will be jealous...;-)

Hi Pauline, I suspect you will find reference to this in your terms and conditions for the account. When you set up a Standing Order, this is an automated payment from your account on a date specified by you. The LTSB wesite says the following... If you try to make a payment but do not have enough available money in your account, then we will ...

Can I vote on 1 and 2??? It is waaaaayyyyyyy too commercial. In particular, the advertising aimed at children, which is bad enough at the best of times, just goes into overdrive from mid-October. I think question 3 is a little unfair. It is Christmas after all, so why not have some fun. The problem comes when people assume that fun levels are ...

pebrey:Hi, Just had Baby no.1 Congratulations for starters... pebrey:Money must be available for Me & Mum to draw on at any time should t be required We don't want the funds to transfer automatically to him on his 18th birthday The voucher that you receive for the CTF must be used in a recognised CTF account. This will not be ...

I see what you are saying here, but Maxsteam is absolutely right. Excess insurance is only worthwhile if you claim on your car insurance. But...if you claim on your car insurance, your premiums go up the following year. So....although you save £60 by insuring your excess, any claim will put up your premiums and negate the benefit from ...

Yep - tell them I agree with you! Making money out of someone else's goodwill at Christmas seems to be sending the wrong message...

In that case, I would have thought it best for the vicar to have a word with the headteacher to address these concerns. In a world where commercialism has taken over at Christmas, I think this is the perfect opportunity to emphasise that the church's offer of a venue is based on giving and by charging the parents, this makes the church feel ...

Hi Brooooooooooce, I am heavily involved in fundraising at our kids primary school, so I understand the need to raise revenue when possible. However... for a reception class nativity play, I think that charging parents is outrageous. I do wonder if it is the schools intention though, to donate a portionof that income to the church. If this was ...

I guess it depends what you mean by reliable. I would be asking two main questions.... Are they reputable? (The last thing you want is for them to run off with your money) Check their registrations, insurances etc. What returns do they forecast and what is their historic performance? Although, obviously, past performance is no guarantee of ...