Thanks, we only bought the house 15 months ago so I doubt there is much equity in the property. He is not prepared to sign it over to me at the moment, his main concern is affording his flat. We purchased under a shared equity scheme and we have a mortgage for 54%. I do not yet have legal representation as I am not sure at this stage I need it and ...

My husband has recently left the family home and moved into a flat, however due to his own living costs, has cancelled all the direct debits that leave his account relating to the property including the mortgage. I received a letter from his solicitor stating that I would have to ensure that all outgoings on the property were being met. I have ...

Go on to the O2 website, ring them or call in to a store and ask for the text anytime. I am assuming you are on pay as you go. For £10 a month you can get 300 texts, £20 500 or £30 1000 texts. You can also nominate a number as your favourite number to get 500 minutes free. I have this and only spend £10 a month on my phone ...

I don't understand the point you are trying to make can you please clarify

maxsteam: "borrow anothr £1000 to ensure i can keep some kind of borrowing going " - you seem to believe that you cannot survive without credit. Shop credit generaly costs more than using a credit card but the cheapest way to buy many things is to pay cash and ask for a discount. You do not need credit. It is handy to carry ...

HSBC were brilliant with me when I wanted to switch my current account. I had been with Natwest years and was fed up of the appalling customer service. I knew I may have problems as there is a notice of correction on my credit report which is otherwise fair/good, this means I cannot be electronically scored and the decision is down to an ...

I wanted to share my joy at successfully opening a bank account at another bank. Good riddance to the one i am with now. I am so happy hurrah

Hello, I am sorry to hear of your situation, the same thing happened to me this week, I basically forgot about a new diret debit that was due out this monday the 15th, fortunately or so i thought i checked online on sat the 13th saw it was due and immediately transferred some funds form another acc with same bank. On monday the 15th I checked ...

Having just posted a very angry message re bank charges i now feel i should post something positive. I started this post when british gas cold called and tried to get me to change, after cancelling the verbal agreement i am glad i stayed with scottish power I switched to SP online energy saver 4, the last two months I have submitted my own ...

I just want to vent my frustration to anyone who will listen as I am v angry. I check my bank acc daily online to ensure I do not exceed my small overdraft. I have two accounts current and ISA with Natwest. On the 15th October a direct debit was due  this showed on my acc as having left my acc yesterday (not pending) and I ...