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Haha. Yeah I guess your right. Never had problems with them... until I asked them to do something. *laughs* Although looking through these forums I don't see to many topics on Bank Of Scotland.... or am I wrong? Many people have difficulties with them?

Well if I headed down that road there isn't much they could do surely? I am offering to pay it back... Just thought it might be at a high number. like £200 and was panicing before of course I have everything else to pay for. Not to mention joining the student life.  Well, not that I mind money being given... but it's just ...

I have no problems paying back the money. But surely I can dictate the terms? Eg monthly basis according to how much I have.... They can't just make an error and not notice for 6 weeks then expect me to pay that back in one go?

Wow..... what a nightmare. Ah... rather sly with the direct debit thing huh? But yes... Customer Care.... or lack off Line will get you no where.

Wow pensilva.... Sounds like a complete nightmare. But I see why they do this now.... *sigh*

That's correct. When the money went in I just figured a family member had transfered them early. I didn't know the exact amount that was going in. So basically - bank transfered money into account by mistake - I spent.... now they're asking for it back.

Hello all. Was wondering if I could have some assistance on the problem below. Recently I opened an ISA Savings Account with a trasfer of of X amount to start things off. However shortly after there was a second transfer of £2500 into the account. Currently at the moment I am relocating cities and joining uni. I am expecting money from ...