I think nobody can blame you and the millions like you for feeling that way, the future holds a bleak picture for us, imagine what its going to be like when we get to your age! We are working, paying mortgages, actually had to get private medical insurance because the NHS down here in Pembs is dismal!! We're trying to live without being a ...

I guess everyone has their own opinions regarding S.A. I still have a property down there and won't sell it because I believe the boys may one day want to go and experience the good things that are there and that I did experience, because there is always good and bad everywhere, its just how you experience it yourself. Me.....I just wont go ...

I spent my first thirty years in South Africa, and have only just been back to the UK for five years, its taken me five years to fully establish myself, not easy being a woman in her late thirties, but have managed to buy a house, get my two boys educated, properly because in S.A. they were going no where in the state schools, believe it or not, ...

Yes Definately, things are just getting more expensive by the day, and just the everyday livings expenses are increasing at an alarming rate. The crazy thing, we are both on good incomes and don't overspend!!

I really need to work on a good pension fund for myself over the next 20 years, I have only recently returned to the UK, after spending a lot of time living in South Africa, and have no pension fund, any ideas?