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  • Re: Cash Passport problem

    Surprised you got your cash passport in dollars to work at all, you can not normally use an electronic or cardbased product in the USA in that currency, only for use in other countries outside UK where the $ is more acceptable than pounds. The login and password probably did not function because handheld devices and computers used over there do ...
    Posted to Ask an expert - Money (Forum) by TC1956 on October 22, 2012
  • Re: British Gas send new bill after 2 months from last bill

    The first bill covered a period of 4 months instead of the usual 3 and therefore the next bill is 2 months possibly to bring the billing cycle back into line with quarterly billing. The recent bill could be favourable to you as it precedes the announced price rises and you would pay the lower unit rates for the period it covers, however a short ...
    Posted to British Gas (Forum) by TC1956 on October 22, 2012
  • Re: Can I use a credit card to pay off a loan

    There are a very small number of card issuers who would allow you to transfer a loan to a credit card account, there may be one or two storecard issuers or foreign banks who allow that transfer. Something to consider is using the card to get cash out of an ATM or cash machine if you want some cash to pay into an account and then make some ...
    Posted to Ask an Expert (Forum) by TC1956 on October 22, 2012
  • Re: Regular savings or pay of mortgage?

    The mortgage interest charge is 2.5% and the money you pay monthly is for use of the amount advanced to you as a loan and depending on the type of mortgage it could include paying off some of that loan amount if the balance on the account reduces throughout a year mand the interest payable reduces proportionally. If there is no reducing of the ...
    Posted to Ask an expert - Money (Forum) by TC1956 on October 22, 2012
  • Re: Alliance and Leicester Interest Rate

    Assuming that A&amp;L or later Santander have not chased you for underpayment amounts at the current or a previous address then it looks as if you chose an option to move to a mortgage at base rate plus a fixed amount above it at the end of the 5 year deal in 2010. This option may have been chosen at the start or end of the 5 year deal. Possibly ...
    Posted to Ask an Expert (Forum) by TC1956 on October 15, 2012
  • PPI What is it

    PPI can mean a multitude of things. Polly Peck International, Personal Pension Investment, Pet Plan Insurance, Private Pension Institution, Pixels or Pictels Per Inch, Print Position Indicator, Personal Protection Insurance, or possibly Payment Protection Insurance. All claims companies or separate operating divisions for the payment protection ...
    Posted to Money & finance (Forum) by TC1956 on August 29, 2012
  • Re: PPI AND LOAN COMPANIES

    I get these calls and they sometimes offer the option of pressing 9 or another number to unsubscribe your phone number or individual person from their database. This could be better than pressing an alternative number to tell the person not to call again as they are not trained to or cannot deal with that admin function. It is possible to have ...
    Posted to Money & finance (Forum) by TC1956 on August 29, 2012
  • Re: Post office online saver issue 4

    The online saver account issue 4 has been superseded by issue 5 and it is possible that you attempted to apply for issue 4 just after it had been closed to new applications. Possibly the post office is indicating an application for a different account has been received. Alternatively you may have accidentally selected the wrong account to apply ...
    Posted to Savings (Forum) by TC1956 on June 15, 2012
  • Re: Missed a payment and how much to pay

    Exterminator, I have read your restrained comments carefully and I can confirm that the text was copied from my own entry on the money.co.uk website to which you have kindly given some publicity, its aligned to a European country you know. The text is not a load of old baloney or claptrap because it touches on a subject which the credit card ...
    Posted to Money & finance (Forum) by TC1956 on June 11, 2012
  • Missed a payment and how much to pay

    Credit card charges to pay after missing a payment can be annoying and it can result in an increase to the interest rate on transactions for the card at the next account review. How much to pay is not always easy to decide and there are 4 parts to consider as the payment amount, the late payment charge which is typically &pound;12, amount not paid ...
    Posted to Money & finance (Forum) by TC1956 on June 9, 2012
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