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  • Re: Help With Credit Card - Not sure what to do.

    If you&#39;ve got the Abbey Zero card available to you giving 0% for 6 months without a BT fee then I would move your &pound;2500 to this for 6 months then seek to get a 12 month 0% card with a BT fee of 3% or lower. If you&#39;re spending &pound;500 per month on expenses which you claim back then I suggest you also apply for the Egg Money Credit ...
    Posted to Credit cards (Forum) by joeburns on July 7, 2008
  • Re: get no claims as a name driver

    I know Direct Line do this. And in my experience they&#39;ve been quite competitive on pricing. The idea however behind named driver is that you&#39;re not the main driver of the car. Although legally you will be insured and you might not have a problem, it is worth noting that if you did have a major accident, the insurance company would look ...
    Posted to Ask the Expert - Insurance (Forum) by joeburns on July 7, 2008
  • Re: default FAO: ROB BARNES!!!!

    Hello everyone. I haven&#39;t really tracked this forum for a long time since after my issue was resolved and also the Press Release was done by the Guardian. I am trying to see if I can find contact details for Miles Brignall who did the article in the first place as it would be worth following this up with so many people suffering the same fate ...
    Posted to Ask the Expert - Money (Forum) by joeburns on July 7, 2008
  • Re: Student Account Overdraft

    I believe on the terms of an ISA it states that the Money has to be yours. In that situation the money wouldn&#39;t be yours so you would be breaking the terms of the ISA. As they would both be with Halifax this would be very easy to detect. However you might be able to get away with it if you used a seperate company. Try Egg as their ISA offers a ...
    Posted to Savings (Forum) by joeburns on September 9, 2007
  • Re: car insurance

    What&#39;s wrong with Direct Debit?
    Posted to Ask the Expert - Insurance (Forum) by joeburns on September 8, 2007
  • Re: interest free overdraft

    Having an agreed overdraft should not be confused with an interest free overdraft. An agreed overdraft means that the bank will allow you to go overdrawn by a certain amount (Overdraft Limit) but the bank will not charge you as you would be if it was an unauthorised overdraft. However you will be charged interest in any case unless you have been ...
    Posted to Ask the Expert - Money (Forum) by joeburns on September 8, 2007
  • Re: graduate current account

    Oh and if you are considering applying for a credit card or buying anything online then check out GreasyPalm who give about &pound;20 cahback for accepted credit card applications with certain providers such as Egg. Plus you get &pound;2.50 just for signing up. I&#39;ve made over &pound;50 cashback in a couple of months: www.greasypalm ...
    Posted to Ask the Expert - Money (Forum) by joeburns on September 8, 2007
  • Re: graduate current account

    Haven&#39;t got a great deal of experience in student bank accounts but if you&#39;re actively using the &pound;1,500 overdraft but just need to reduce it by &pound;500 I would advise applying for a 0% for Purchases Credit Card and then everytime you buy something that you normally would i.e. fuel, shopping etc. Buy it on the credit card which ...
    Posted to Ask the Expert - Money (Forum) by joeburns on September 8, 2007
  • Re: Best Broadband and Phone Deal in Poole?

    Can you get Virgin (NTL)&nbsp;broadband in the flat? Might be worth considering if you can.
    Posted to Broadband (Forum) by joeburns on September 8, 2007
  • Re: money

    OK here goes: I&#39;ve got a high interest current account with Halifax which pays me 6.05% gross (approx 4.8% net)&nbsp;on my balance. This interest is calculated on a daily basis and paid monthly at the end of each month. The idea behind this account is to keep as much money in the account for as long as possible. I then also have an Egg Money ...
    Posted to Ask the Expert - Money (Forum) by joeburns on September 8, 2007
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