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  • Re: Black Horse - Ucc

    Thank you for comments in regards to Blackhorse Loans. Blackhorse currently process their applications in two ways: Secured Loans If the loan you have applied for is a secured loan, i.e secured on your property, the initial applications are processed by moneysupermarket.com before being passed to your local branch. If you believe the ...
    Posted to Ask the Expert - Money (Forum) by Gareth Sharp on August 18, 2009
  • Re: Bad Credit unsecured loans

    Hi Dannib Moneysupermarket.com currently list UCC (The Unsecured Credit Company) on it&rsquo;s site, I would suggest you have a look at them on the loans page. They are an unsecured credit broker who have both near and sub-prime lender on their panel. They also operate a policy where they do not charge an upfront fee in relation to finding you a ...
    Posted to Loans (Forum) by Gareth Sharp on November 19, 2008
  • Re: Letter from Lowell Portfolio I

    suspicious: I have been reading about this company who recently sent my wife a letter. They are a debt collection company by all accounts. They have written to my wife (we now live in Australia Permanently) asking to telephone them and &quot;confirm the update to your account details&quot;. My wife says she has no debts in the UK and wants to ...
    Posted to Ask the Expert - Money (Forum) by Gareth Sharp on February 26, 2008
  • Re: Can i consolidate without using an IVA?

    Ok, you may want to look at speaking to your own bank really, they can give you the benifit of a face to face conversation knowing your financial profile. I still believe you should look to lose as many of your cards as you can and then look to use bonus monies to clear the smaller loans.
    Posted to Loans (Forum) by Gareth Sharp on February 6, 2008
  • Re: Can i consolidate without using an IVA?

    Beany11: I currently owe &pound;37,000 out in loans and credit cards which all told means i pay around &pound;1,000 to service the debt. Some are minimum payments and some are standing orders. I have a good job and whilst i have over &pound;1500 a month coming in, with large bonuses of between &pound;5,000 and &pound;15,000 throughout the year. ...
    Posted to Loans (Forum) by Gareth Sharp on February 5, 2008
  • Re: IVA help advice

    Ok, Let&#39;s do this bit by bit- Lynsey01: Do you have to repay over 3-5years or can you pay the lump sum agreed upfront? And that would be the end of it? - if this is the case am I right in thinking that it would about 25% of the amount we owe? You make one single manageable monthly payment, based on your budget, for 3-5 years. IVA&#39;s do ...
    Posted to Ask the Expert - Money (Forum) by Gareth Sharp on November 20, 2007
  • Re: Secured Loan Process

    Hi-&nbsp;Part of the Nemo &ldquo;ethos&rdquo; is to &ldquo;make things simple&rdquo; so, as long as everything you have told them over the phone is correct, then I am sure things will be fine. Most of the process involves checking pay slips, the land registry etc. Once the paperwork comes out then it&#39;s a good sign.&nbsp;If you are unsure then ...
    Posted to Loans (Forum) by Gareth Sharp on November 14, 2007
  • Re: Secured Loan?

    Hi- You can give our team a call here, the team can deal with 2 lenders directly for you, and can look at what will be best for you. The number is 0870 027 0269 &nbsp;Thanks
    Posted to Loans (Forum) by Gareth Sharp on November 13, 2007
  • Re: debt

    In terms of Debt Management the key is how comfortable you are with the outcome of what will happen, based on the route you take or are advised to take.&nbsp;IVA&rsquo;s have been seen as a great way to &ldquo;write of your debts&rdquo;; this is not always the case. The benefit to IVA&rsquo;s is that you will enter a legally binding agreement with ...
    Posted to Ask the Expert - Money (Forum) by Gareth Sharp on November 7, 2007
  • Re: SECURED LOAN HELP - Mortgage lender refused additional lending - what next?

    Charlie Choo: Thanks for that RED ARMY.. its a mine field out there!! Havent been able to sniff out the acceptance fee (if there is one.. which im sure there will be!) - suppose i will only get to know that if/when i apply! &nbsp;Going to opt out of PPI.. if indeed i get the option to! Thanks very much - found this site really helpful today ...
    Posted to Ask the Expert - Money (Forum) by Gareth Sharp on November 7, 2007
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