Thank you very much, I will do this.

I have a loan with Alliance and Leicester, when I took this out I told them I did not want payment protection. They insisted I pay for life protection. Is this legal in light of new laws? Does anyone no if I will get my money back if I complain? Thanks.

I have a joint loan and join account with an overdraft with my ex partner. He has told me he is declaring bankrupcy soon. Can anyone advise where I stand with re-payments for the loan and overdraft? I dont see why I should pay the whole loan/overdraft (I am a single mum, with my ex-partners child) and he has to pay nothing. He is willing to pay ...