Well done, which school is it you attend? Secondary school a little problem for you.... not quite made it there yet? To be fair if you are a peasant and cannot to buy a decent car and therefore have to worry about 'lemons' as you like to use cliche then good luck....

Doesn't matter if the car is in your name and you are an ex, he could have removed this from your home that you share... it is technically your possession and legally you have not given him permission to continue using the vehicle. Someone I know had this very same thing happen the police took possession and gave it to the finance company.

To be fair if you knew much about cars you will understand that actually cars that are high performance, are supposed to be driven hard, they are designed for that.... Also as long as the car has been maintained it is going to be of sound standard, so if you have agreed with a dealer verbally and the car is not as described you have every grounds ...

If you have tried more than once and with a subprime, I would give up... reason why is you don't want too many searches on your name... finance companies CAN frown upon this. Sorry to be the bearer of bad news.... I wouldn't reccommend Welcome, etc they are scummy unless you are desperate.... but be prepared to keep the car for full ...

Try a company called Southern Finance they deal with subprime...... people with some finance difficulties.... a friend bought a car from Swindon Jaguar an SLK for £7500 and was accepted... they used a subprime lender....

It is quite common for a dealer to buy a car that they have to settle the finance on... and yes there can be a delay.... I don't think you were daft buying a car you haven't seen.... as long as the dealer is a main dealer you can be pretty happy that they prepare their cars to a certain standard. I bought my V8 Vantage from a dealer ...

after 4 years you may well have rights under 1/2s and 1/3s to hand the car back... have you paid 1/2 the total amount payable including all fees and interest??? if so ask for a voluntary hand back.... I guess this will leave you without a car... otherwise refinance the balance... will give you 1 months grace... Cheers

you can buy 3 different levels of insurance.. bronze silver and gold cover, 1 sickness, redundancy and life... you want to make sure which level you were covered by.... if the dealer deglected to set up the agreement they are liable.

I believe you will have a chance.... I know people with worse records that have been accepted... Main thing is to make sure you give the last 3 years residence and that you were found on the electoral role... this is one of the major searches they do... after this they may look further into your credit history.... however with a 4k deposit on ...

I assume you have done a 1/2s and 1/3s return... you are obligated to keep the car in resonable condition for the age... .. you can ask for a full report.... I would suggest that if you bought the car with some defects ask the dealer if they have the original appraisal of the car when you bought it detailing any damage. Otherwise they do have a ...