The rate on HSBC e-isa is 1.75% according to this site. I see that overnight that First Direct have admitted defeat and the rate has been cut for new businss to 2% fixed until June next year. I have been in touch with First Direct to find out why the cheque has not been creditted and received the "too busy" excuse again and again and ...

Is it just me or are the Banks specifically trying to delay ISA transfers. For the current year I have opened a Cash Isa with First Direct (3.1%) fixed with "instant access". I fill this with £3600 from my Saving held with First Direct. I also submitted transfer froms for two previous cash ISAs. Last years which was with HSBC ...