hi, you do have to be very careful on which housing association you go to! alot are very over priced, luckily the one myself and my partner choose had a realistic view, we got a 2 bed in canary wharf and considering the market got it for 10,000 cheaper than any of the same on the market! if they go for it get and independent valuation as barclays ...

plenty of lenders including all the high street building societies! i think all together there are around 10! go to an independent advisor! and an independent solicitor! good luck, btw with woolwich my deal was 20% dep and fixed at 5.5% for 3 years

they reduced the price by 30k so still have the same % but now my mortgage, rent and service charge has gone down which is a bonus. And now the purchase price is lower than what most similar properties have been selling for in that area!

hello, I was in this same predicament, basically our shotfall was 30,000 which on our share amounted to 10,000 shortfall. Luckily this happened to 3 other flats before ours so the HA was very very quick and it took them 7 days to authorise the shortfall. To be honest within this climate they will not want to loose a sale. It can however take upto ...

Hi Claire, to answer your qeustion they do credit score in order to provide a mortgage in principle. It will now go to an underwriter who will asses outgoings, wage slips, bank statements etc. to make sure that they are sufficient. They will also asess the property i.e floor, area to see if its a high rise as some lenders may not lend on a ...

Hi, basically me and my gf are just about to move into a place. We havent sorted out any mortgage protection yet as we wanted to see what was around first. first thing is that I have a medical condition (mobility) that mean that sometimes in the year I am out for say around 4 weeks overall for operations etc. are there any mortgage protection ...

hi just to add to this, i would reccomend no insist that you take independent solicitors no matter how low GW go. there is a reason why they are now price matching. pay the extra if needed as this could be very valuable when it comes to looking over the contract etc. go independent.

if i can be totally honest, i went down the route of lying as i had the same problem. i called and said i have just found out i have a medical condition that can be made worse by exercise, when they asked what i said it was sensitive, they then asked me to get a doctors note which i said i couldnt get an appointment due to it wasting doctors time. ...

hi, thanks for all your help. i called the council today and they were very helpful. I can get a residents permit and they took a look at my case and even asked if I wanted a personalised bay!! so thanks for your help.

Hi, I am just about to move in to a new home. I am a disbaled badge holder and need my car for mobility. I am moving within the same borough where I have had a parking permit. My new flat is on a car free development but I was wondering whether due to me being disabled I am exempt at all? I am living in tower hamlets, I have had a permit in ...