My Dad said he would be a guarantor but he has Bad credit history,and just today, barclaycard suspended his account! Would this have a huge impact on the decision? or is it easy to get accepted? I'm 18, just got a credit card which i will pay in full every month, and i earn £700 a month gross. Will i just get declined? are there any ...

I'm 18, with only a credit card + £200 limit. i was declined for a£4k personal loan at my bank, now I've found a website called young marmalade, which offers cheap insurance + a new car. http://www.youngmarmalade.co.uk/ What do you think, i'm extremly tempted! Do you think they will accept me the finance of £12k ...

FYI After consulting with my parents, i have applied for a capital one credit card, i will use it for 1 or 2 small purchases and pay IN FULL EVERY MONTH. this is to improve my overall general credit, something i maybe should of done when i turned 18 anyway. After 3 statements, they promise to increase limit. and can i just ask, how did this ...

No problem ATM. Can i ask, would getting a credit card for a few months improve my credit that much? if i pay off in full every month and just use it for small purchases like food etc... example scenario: i get a credit card, pay off in full, after 3 months they increase limit, then i apply for loan? (and after 3 months, il probably have saved ...

Hi, All my family are in the motor trade, and what i explained above has been the plan for some time. Its possible that i may only need to borrow £3000, but then wait a little longer, as im sure i can save up a further £1000 in a couple of months. I have identified the car, priced at £4k, i'm confident i can haggle them ...

Hi I've been reading these forums a lot over the past few weeks and have now registered as a last resort. I am 18 years old and have no previous credit history. I work for Barclaycard Commercial, and am taking home basic of £700 a month + overtime (average £100), I have worked there nearly a year now. I am looking to buy a ...