Hi I agree with the second post, be very careful, the fact is they hold the original agreement signed by you! You should be able to request from them a breakdown of your monthly payment, what is interest and what is actually coming off your loan. I think the only way to make a dent in it it to overpay on a monthly basis, even if it is only a ...

Hi Dan You need to do a credit check on yourself and request your credit score, this will give you an idea of what type of risk you are as it rates it as poor, good, very good or excellent along with a number/score. If it is only a couple of payments missed and you cleared the cards in full I don't think you would have much of a problem. As ...

HI All I have just discovered yesterday that O2 registered a default against me in april 2005, this was the first I have heard of it, I e-mailed their customer services who gave me a number to ring as they couldn't deal with it, they then passed me back to customer services who pulled up my detail by by address and DOB, so they can deal with ...