So they could then do the same thing to me. Its an odd way to agree something then say actually your not covered enough????? They should tell you this from the very begining. I will let you know how I get on. Good luck x

They said the large electrical items they have to get valued by the company they used to replace them. They will replace all of these and also the Jewellery.If I decide I dont want any thing replaced I can have the value in cash but at whatever price they would have paid for the items. The cash settlement was for the smaller electrical items and ...

Hi Kary the insurance people contacted me said they will pay me 4700 cash and the rest from their suppliers. Whatever I dont want I can get it in cash at the suppliers price. I have since been contacted by the jewelers who want a list so they can value it. Nothing said about under insurance or additionl premium. How about you?

Halifax insurance on contents now is up to 50K so you cant under insure. I will ask them why it doesnt apply to me. It proberly only applies to new customers.I spoke with the finaicial omnibus all ready. They said it should be challenged. I will wait and see what they say anyway.

I will ask them about the new for old but the loss adjuster didnt mention I was under insured when he came out. Ive had no letter and they didnt mention over the phone when I spoke with them.Im confused now anyway.

kary what point did you find out you were underinsured.they havent said anything to me just send in the rest of the receipts and they will give you a settlement figure.They just said they have done all enquries and happy to go ahead with the claim. so im not sure what is going on

Dacouch I called the insurers today and asked the psoition with my claim i.e any enquiries. They said its all complete I need to send the the rest of receipts the loss adjuster asked for and I should hear from them with a settlement figure. Is this correct as they have not said anything to me about being under insured the door lock or any ...

Gosh I can see another problem

I never knew all this was involved with insurance and have been insured for many years. I am now aware of a lot of things thanks to this and your advice. I recently insured two of my buy to let properties and told them about the claim they said it didnt matter and would not affect my insurance. They said some insurers do take it into account and ...

Thank you im feeling better now. I provided them with the list of goods ages ago.And quite a few receipts. I was also able to go to currys who gave me more receipts of items I had purchased over the years. So really I wonder if they will write me with a reduced offer due to the under insurance. What stage do you get told this I will look at the ...