I was offered a full and final settlement figure on a debt with NW bank. As it was £499 less than what I owed, I borrowed the money from mum and paid them and a few others as part of a settlement package. About 3 years later, I received a letter from a debt collecting company asking for £499 of outstanding debt. The debt collector ...

What is a Notice of Correction?This is a 200 word statement that you can add to your credit file, to explain any entry on it. If you add a Notice of Correction to your credit file any organisation accessing your credit file through Callcredit will have access to your Notice of Correction. Please bear in mind that if you add a Notice of Correction ...