Thanks for all that info - I will look into it all - it seems the best way forward as I will not require health/dental as that will be covered by my NZ employers.

I am travelling to NZ to take up a health service post for approx 12 months. Whilst I will have medical cover etc from my job - I need to have cover for the flights, and would like to be covered for any travel/ wintersports etc whilst there. My travel insurers will not cover me on an extended break because I will be working for more than 3 ...