Have read some of the information on line about this - does anyone have any further experience/knowlege of this. I know its means tested. I am on low income around 10500 per year and get tax credits of 5000 per year. I am seperated have a child age 10 and get maintance from husband. I am 47 years old Family home will need to be sold - i read that ...

husband and i seperated may 2008 - he is a high earner and i work part time have 10 year old daughter and care for elderly mother who is disabled and lives on her own. Cant get my full time hours back at my current job at the moment, and with care responsibilites i really dont feel i can work any more than i do at the moment - i work 23 hours over ...