Unfortunately you have given the incorrect answer and I am simply pointing this out to the member. I have spoken to Legal & General, Bright Grey, Scottish Equitable and BUPA and they all concur that no further loadings are applied to brokerages so I am unable to fathom where you are sourcing your information. Because of the number of policies ...

We're fine for business thank you. I was simply trying to stop another member of the public being misled... Out of curiosity what are you basing this false assessment on? If you run a like for like quote through, for example Legal & General, directly and then run exactly the same quote through Exweb or Assureweb on full commission you ...

Since you currently have the intention of moving to Spain then you would need to seek a Spanish policy as British policies will only cover you if you are going to spend at least 6 months of the year in the UK. When you move back to the UK, if you have no intention of returning to Spain, you will then be able to take out a British policy. I do not ...

The above is unfortunately false. You will often find that, regardless of whether its over the telephone or online, brokers can often offer policies cheaper than going to the insurance companies directly. I can't think of a situation where it has been cheaper to go to a provider like for like as we (as is the same for most online brokerages) ...

Hello there, Most of the major insurers that we use will look to postpone any application until after a longer period than you have stated. There is one company however that we have managed to get cover through before in similarly circumstances called Partnership. They deal with what is considered higher risk insurance cases. As I'm sure you ...