Hi Tim! I need some EXPERT advice on my current financial situation. I earn in excess of £30k but with all my outgoings, money is still quite tight. I need to clear an overdraft/debt of around £7,500 as I'm paying over £60/m in interest. I already have a loan which is 2.25yrs into the 6yr term & is at 5.8% apr. If ...

Hi! Yeah, need to keep payments as low as I can so my monthly cash flow is ok. Was wondering if there was some way of clearing the debt using 0% credit cards or something cheaper than a second loan.

Hi! I need some advice on my current financial situation. I earn in excess of £30k but with all my outgoings, money is still quite tight. I need to clear an overdraft/debt of around £7,500 as I'm paying over £60/m in interest. I already have a loan which is 2.25yrs into the 6yr term & is at 5.8% apr. If I took out ...