Yes confirming your post,

 There are 17.2 million men compared to 14 million women with liscences in the UK (in some countries the number of women is 0 as females are not allowed to drive in many countries) and men have a whopping 74% more milage in the US. Men are passing at higher rates then women and with less lessons (men take 1.7 attemps to pass compared to 2.12 for women in the UK and on average men take 14 less lessons, (quite a nice saving if you’re a man I’d say!). That’s a UK stat but it is a world wide trend, even in Italy where I’m from. In some parts of the US women are twice as likely as men to fail).

http://www.timesonline.co.uk/tol/news/uk/article513993.ece (sorry ladies but its all in the figures)

Men have a whopping 74% more milage. Next time you are walking on  main road look at the drivers, almost all will be men and men will have bigger cars then women (the only time you may see more women is in school pick up times). There are 17.2 million men compared to 14 million women with liscences in the UK (in some countries the number of women is 0 as females are not allowed to drive in many countries), saying more men crash is like saying more white people use public bathrooms then black - YES of course they do there is 10 times as many whites. However do women actually crash less then men?  http://www.scienceagogo.com/news/19980516133725data_trunc_sys.shtml

http://www.timesonline.co.uk/tol/news/uk/article513993.ece

WOMEN actually crash more then men simply due to less women possessing same driving abilities as men** and it is the inferior deriving skills of women compared to men why there never has been or will be a female Formula 1 world champion, there are no women even if F2, F3, GP2 etc. (male pass rate is much higher see above and 400% more men have advanced driving liscenses. Women are twice as likely to crash at junctions (and see infor about pass rates below) The increased crash rate for women is quite shocking since there is an absolutely huge amount more of men driving then women. HOWEVER WOMENS CLAIMS COST MUCH LESS THEN MALES at all ages (the difference is most greatest at 17-21) because females drive slower, less powerfule and cheaper cars and men are much more likely to drive higher powered/ modified/ super or hyper cars so when they do crash it costs more also male crashes are at higher speeds so obviously more damage and women are MORE likelt to crash but less likely to CLAIM as their claims cost less, if you are an insurance company you are better off insuring a woman because although she may crash more she is LESS likely to claim because female crashes cost less so less women and when she does it will cost more. For the EXACT same reason women pay more for health insurance which is particulalry notable in nations where health insurance is mandatory. In insurance companys Michael Schumaccer is a greater risk then a 40 year old woman 

** Due to their inferior driving and lower driving confidence women drivine slower and are twice as likely to crash at junctions, t-junctions and are more likely to have lower scale minor accidents such as bumps and scratches despite the fact thaere are millions more male drivers then women. However, men are much much more likely to be involed in serious car accidents simply due to the fact that men are much more likely to speed and also to drink and drive. 

In the UK (2003 Driving Standards Agency) men took an average of 1.87 times to pass compared to 2.12 for women. Furthermore, Men took about 1 year to pass compared to 14.5 months for women and women took on average 14 more lessons to pass then men. These are not huffy puffy statements but nationwide facts stated even by United Kingdom chief driving examiner of the DSA Roger Cummins who blatantly says “im not saying anything that isn’t in the figures.”… "Of course there are plenty of women who are excellent drivers and plenty of men who are terrible, but overall it does seem to be that men can pick up the basic skills more quickly. With young men there seems to be more natural ability. Some females — though not all — take a lot more teaching.”

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Women are more likely to fail and take more attempts to pass then men. Women are over twice as more likely be “driving dunces” – i.e. to give up driving after failing several times then men (Churchill). Women are more likely to fail their test then men when reversing, parking, reverse parking, at junctions, three point turns, driving too slowly, over hesitation and lack of driving confidence leading to mistakes while women are safer in some aspects e.g as they are less likely to pull out without looking and are less likely to try and anticipate other drivers actions (DSA, Churchill, Times, Sunday Times). It is scientific fact that men are better at spatial awareness and judging speed, spaces and trajectory which is basically why the old notion of women can’t park is true.

http://www.timesonline.co.uk/tol/news/uk/article513993.ece

http://www.scienceagogo.com/news/19980516133725data_trunc_sys.shtml

http://news.independent.co.uk/business/analysis_and_features/article2798484.ece

http://news.independent.co.uk/business/analysis_and_features/article2798484.ece

In the UK (2003 Driving Standards Agency) men took an average of 1.87 times to pass compared to 2.12 for women. Furthermore, Men took about 1 year to pass compared to 14.5 months for women and women took on average 14 more lessons to pass then men. These are not huffy puffy statements but nationwide facts stated even by United Kingdom chief driving examiner of the DSA Roger Cummins who blatantly says “im not saying anything that isn’t in the figures.”… "Of course there are plenty of women who are excellent drivers and plenty of men who are terrible, but overall it does seem to be that men can pick up the basic skills more quickly. With young men there seems to be more natural ability. Some females — though not all — take a lot more teaching.”

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Women are more likely to fail and take more attempts to pass then men. Women are over twice as more likely be “driving dunces” – i.e. to give up driving after failing several times then men (Churchill). Women are more likely to fail their test then men when reversing, parking, reverse parking, at junctions, three point turns, driving too slowly, over hesitation and lack of driving confidence leading to mistakes while women are safer in some aspects e.g as they are less likely to pull out without looking and are less likely to try and anticipate other drivers actions (DSA, Churchill, Times, Sunday Times). It is scientific fact that men are better at spatial awareness and judging speed, spaces and trajectory which is basically why the old notion of women can’t park is true.

http://www.timesonline.co.uk/tol/news/uk/article513993.ece

http://www.scienceagogo.com/news/19980516133725data_trunc_sys.shtml

http://news.independent.co.uk/business/analysis_and_features/article2798484.ece

http://news.independent.co.uk/business/analysis_and_features/article2798484.ece

In the UK (2003 Driving Standards Agency) men took an average of 1.87 times to pass compared to 2.12 for women. Furthermore, Men took about 1 year to pass compared to 14.5 months for women and women took on average 14 more lessons to pass then men. These are not huffy puffy statements but nationwide facts stated even by United Kingdom chief driving examiner of the DSA Roger Cummins who blatantly says “im not saying anything that isn’t in the figures.”… "Of course there are plenty of women who are excellent drivers and plenty of men who are terrible, but overall it does seem to be that men can pick up the basic skills more quickly. With young men there seems to be more natural ability. Some females — though not all — take a lot more teaching.”

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Women are more likely to fail and take more attempts to pass then men. Women are over twice as more likely be “driving dunces” – i.e. to give up driving after failing several times then men (Churchill). Women are more likely to fail their test then men when reversing, parking, reverse parking, at junctions, three point turns, driving too slowly, over hesitation and lack of driving confidence leading to mistakes while women are safer in some aspects e.g as they are less likely to pull out without looking and are less likely to try and anticipate other drivers actions (DSA, Churchill, Times, Sunday Times). It is scientific fact that men are better at spatial awareness and judging speed, spaces and trajectory which is basically why the old notion of women can’t park is true.

http://www.timesonline.co.uk/tol/news/uk/article513993.ece

http://www.scienceagogo.com/news/19980516133725data_trunc_sys.shtml

http://news.independent.co.uk/business/analysis_and_features/article2798484.ece

http://news.independent.co.uk/business/analysis_and_features/article2798484.ece

In the UK (2003 Driving Standards Agency) men took an average of 1.87 times to pass compared to 2.12 for women. Furthermore, Men took about 1 year to pass compared to 14.5 months for women and women took on average 14 more lessons to pass then men. These are not huffy puffy statements but nationwide facts stated even by United Kingdom chief driving examiner of the DSA Roger Cummins who blatantly says “im not saying anything that isn’t in the figures.”… "Of course there are plenty of women who are excellent drivers and plenty of men who are terrible, but overall it does seem to be that men can pick up the basic skills more quickly. With young men there seems to be more natural ability. Some females — though not all — take a lot more teaching.”

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Women are more likely to fail and take more attempts to pass then men. Women are over twice as more likely be “driving dunces” – i.e. to give up driving after failing several times then men (Churchill). Women are more likely to fail their test then men when reversing, parking, reverse parking, at junctions, three point turns, driving too slowly, over hesitation and lack of driving confidence leading to mistakes while women are safer in some aspects e.g as they are less likely to pull out without looking and are less likely to try and anticipate other drivers actions (DSA, Churchill, Times, Sunday Times). It is scientific fact that men are better at spatial awareness and judging speed, spaces and trajectory which is basically why the old notion of women can’t park is true.

http://www.timesonline.co.uk/tol/news/uk/article513993.ece

http://www.scienceagogo.com/news/19980516133725data_trunc_sys.shtml

http://news.independent.co.uk/business/analysis_and_features/article2798484.ece

http://news.independent.co.uk/business/analysis_and_features/article2798484.ece

Yes, my previous posts were deleted for offensive terms and for talking about zoes menstrul cycle, my aologies. My point was though that looking at the profile I found it very odd she seems obsessed with womens car insurance and keep trying to mock men about this. I was saying in the last email that yes some young men in some countries pay slightly more for car insurance but we pay less for everything else, hair, clothes, makeup, toiletiries even underwear and that women pay more for health insurance, PPI and have lower annuities for the same reasons as some men in some countries get more expensive car insurance and undoubtedly a lot of women do get ripped off by mechanics, also in many countires women arent even allowed to drive. The average men also gets paid £6000 more then women (in senior management this rises to £24000 so what exactly is the effect of insurance lol?). Men pass with an average of 14 lessons less then women (quite a saving if your a man!) and have a higher pass rate; men take 1.7 attempts to pass while women tak 2.4

 http://www.timesonline.co.uk/tol/news/uk/article513993.ece

and the inferior driving abilities of women is why there are no women in F1 or even F2,F3,GP2 or rallying,motsport etc. and why women are twice as likely to crash at junctions then men and infact are more likely to crash then men (but as they are at lower speeds are less likely to claim so are better to insure).

http://www.scienceagogo.com/news/19980516133725data_trunc_sys.shtml 

 I brought this up as you don’t see men making threads about this and why doesn’t she discuss this if she is so bent on womens car insurance. And speaking of insurance, what affect has it actually had on men? One of the reasons women get cheaper insurance is that there are less women drivers and they have less milage so men drive MORE then women. There are 17.2 million men compared to 14 million women with liscences in the UK (in some countries the number of women is 0 as females are not allowed to drive in many countries) and men have a whopping 74% more milage in the US. Men are passing at higher rates then women and with less lessons (men take 1.7 attemps to pass compared to 2.12 for women in the UK and on average men take 14 less lessons, (quite a nice saving if you’re a man I’d say!). That’s a UK stat but it is a world wide trend, even in Italy where I’m from. In some parts of the US women are twice as likely as men to fail). As more women drive there will be more crashes by simple probabillty calculations infact in the period 1973 to 2003 womens fatalities INCREASED by 14% while mens actually DECREASED by 11% also as more women become lorry drivers, taxi drivers etc. and there will be more women there will be more crashes. The main reasons young women get cheaper car insurance is that young women (and older) drive smaller, cheaper, less powerful cars and there is nothing wrong with that if that’s what women want. Men still drive faster, more powerful, modified cars and are much more likely to driver super/hyper cars but that’s what we want just as women will pay more for shoes, makeup, clothes and feminine toiletries – that’s what they want. Taxi drivers, bus drivers, lorry drivers, stunt men, driving instructors, even pilots, captains, tank drivers, soldiers, seamen etc. are men. Men and only men are winning F1, F2, F3, rallying, a nice bit of money if you’re a man! Men even invented the car! Men are the ones who use vehicles to be the first men on the moon, space, to discover this country, that country etc. So what exactly is your point about car insurance??

Also think about it logically. Your making fun because men pay more for car insurance in some countries – well we dont the only time we really pay a mentionable amount more is for teen drivers … Lol and who pays for that? Lol its the parents and if your parents pay more for your lets say brother then it is affecting you just as much - your parents spending more on insurance when they could have spent it on your family.

Lol you really weren't think logically today were you, time of the...?

Simple. If you are MALE: price = x If your are FEMALE, price = y. and everyone is happy with this ...

Tell me where I am wrong ..

SHARK! 

RED ARMY:I NEVER SPECIFICALLY SAID MEN PAY MORE JUST COS THERE ARE MORE MALE DRIVERS..I
SAID MORE CLAIMS ARE MADE BY MEN THUS PUTTING THEIR PREMIUMS UP BECAUSE
THERE ARE MORE MALE DRIVERS TO THE FACT MAKE MEN MAKE MORE CLAIMS
TRUE..IF THERE WAS THE SAME NUMBER OF MALE DRIVERS AS FEMALE,I VERY
MUCH DOUBT THE RISK WOULD BE SIGNIFICANTLY HIGHER ENOUGH TO JUSTIFY
CHARGING MALE DRIVERS MORE THAN FEMALE.

Again, you
clearly simply do not have an understanding of basic risk assessment.
The toal number of male drivers is irrelevant as premiums are worked
out on the basis of average risk. Go and learn what average means.

RED ARMY:WHEN I SAID PUT THE INDIVIDUAL FIRST,I
MEANT THE RISK OF THAT SPECIFIC INDIVIDUAL SHOULD BE PUT BEFORE GENERAL
RISK IN THINGS LIKE AREA ,GENERAL COST OF CLAIMS ETC ETC...WE SHOULD
LOOK MORE FAVOURABLY ON THINGS LIKE LENGTH OF DRIVING,KEPT IN
GARAGE,ALTHOUGH WE DO GIVE PREMIUM REDUCTIONS FOR THESE,THIS DOESNT
STOP DRIVERS OF BOTH SEXES GETTING PENALISED FOR OTHER PEOPLES
CLAIMS.

You make me laugh. So you think you know how to
assess risk better then an extensive history of actuarial processes
calculated by highly-paid and skilled people? Get a grip. Yet again,
you simply do not understand the principles of insurance premium
calculation.

RED ARMY:IVE SEEN PLENTY OF RENEWAL CASES GO UP
BECAUSE OF GENERAL RISK AND NOTHING ELSE  AND ALTHOUGH I
AGREE THAT SHOULD BE TAKEN INTO ACCOUNT,IT SHOULD NOT BE GIVEN MORE
WEIGHT THE INDIVIDUAL RISK.

Meanlingless statement from someone who has no idea about the actuarial process.

WHY GET PERSONAL ALL THE TIME..IF U DONT AGREE WITH WHAT I SAY FAIR ENOUGH ,DONT GO INTO MY PERSONALITY AND FUTURE JOB ROLE COS U DONT AGREE,I WAS UP FOR PROMOTION RECENTLY AND THE ONLY REASON I DIDNT GET IT IS COS 2 PEOPLE OUT OF 15 APPLICANTS WHO WENT FOR IT HAD MORE YEARS OF SERVICE+EXPERIANCE THAN ME,THE FACT I WAS EVEN GIVEN AN ASSESSMENT INTERVIEW SHOWS THAT IM RATED HIGHLY..

I NEVER SPECIFICALLY SAID MEN PAY MORE JUST COS THERE ARE MORE MALE DRIVERS..I SAID MORE CLAIMS ARE MADE BY MEN THUS PUTTING THEIR PREMIUMS UP BECAUSE THERE ARE MORE MALE DRIVERS TO THE FACT MAKE MEN MAKE MORE CLAIMS TRUE..IF THERE WAS THE SAME NUMBER OF MALE DRIVERS AS FEMALE,I VERY MUCH DOUBT THE RISK WOULD BE SIGNIFICANTLY HIGHER ENOUGH TO JUSTIFY CHARGING MALE DRIVERS MORE THAN FEMALE.

WHEN I SAID PUT THE INDIVIDUAL FIRST,I MEANT THE RISK OF THAT SPECIFIC INDIVIDUAL SHOULD BE PUT BEFORE GENERAL RISK IN THINGS LIKE AREA ,GENERAL COST OF CLAIMS ETC ETC...WE SHOULD LOOK MORE FAVOURABLY ON THINGS LIKE LENGTH OF DRIVING,KEPT IN GARAGE,ALTHOUGH WE DO GIVE PREMIUM REDUCTIONS FOR THESE,THIS DOESNT STOP DRIVERS OF BOTH SEXES GETTING PENALISED FOR OTHER PEOPLES CLAIMS.

IVE SEEN PLENTY OF RENEWAL CASES GO UP BECAUSE OF GENERAL RISK AND NOTHING ELSE  AND ALTHOUGH I AGREE THAT SHOULD BE TAKEN INTO ACCOUNT,IT SHOULD NOT BE GIVEN MORE WEIGHT THE INDIVIDUAL RISK.

IF RISK WAS ASSESSES PROPERLY..HIGH RISK DRIVERS WOULD PAY THE REFLECTED PREMIUMS AND SO LOW RISK DRIVERS WOULD NOT BE PAYING FOR THOSE WHO CLAIM OR GET CONVICTIONS .

RED ARMY:not all insurers go off the same assessment,im
no windup merchant..i check quotes every day and the value of claims
means nothing unless we are talking more than 4 figures...even then the
premium differences for claim made for £9999 to a claim made for £15000
or even more is very little...it depends on what type of claim it
is,not the overall cost of payout for a male driver claim.

again i
stand by view that males are discriminated against because they make
more claims,fair enough they may cost more but that doesnt mean much
when working out the overall risk,in fact we should really put the
individual asessment first ahead of general risk.,,that way clean
drivers dont pay for other peoples mistakes or if they have to then it
should be going up as much it is now.

you will never change my view on this so unless u wanna talk about another subject

 i see this debate over between me and you.

and
for the record i wouldnt have been doing this job for 4 years without
knowing the faintest idea of risk.i know how risk is assessed just
think men are discriminated against ,and you will find a lot more think
that.

This post, like a lot of your others, is just a stream of disconnected gibberish. 

You
specifically stated earlier in the thread that men pay higher premiums
because there are more male drivers. This is complete and utter garbage.

Put
the 'individual assessment first' - what are you talking about? Again,
you clearly do not have the faintest idea about how insurance operates.
You might have been doing a job for 4 years but I guarantee you will
not progress in the insurance industry.

not all insurers go off the same assessment,im no windup merchant..i check quotes every day and the value of claims means nothing unless we are talking more than 4 figures...even then the premium differences for claim made for £9999 to a claim made for £15000 or even more is very little...it depends on what type of claim it is,not the overall cost of payout for a male driver claim.

again i stand by view that males are discriminated against because they make more claims,fair enough they may cost more but that doesnt mean much when working out the overall risk,in fact we should really put the individual asessment first ahead of general risk.,,that way clean drivers dont pay for other peoples mistakes or if they have to then it should be going up as much it is now.

you will never change my view on this so unless u wanna talk about another subject

 i see this debate over between me and you.

and for the record i wouldnt have been doing this job for 4 years without knowing the faintest idea of risk.i know how risk is assessed just think men are discriminated against ,and you will find a lot more think that.

RED ARMY:i stand by my view that males get
discriminated against cos there are more male drivers and so they
 make more claims.

Dear oh dear. I am seriously beginning to wonder if you are simply a
wind-up merchant. You claim to work in insurance but clearly have
virtually no idea of the basic principles behind risk and insurance.

The OVERALL number of male drivers is of little relevance to the eventual premium.

Let's make it simple shall we? Let me use a simplistic scenario to
show you why the overall number of male drivers and claims is only part of the bigger picture.

Say there are is a fictional country where for the sake of argument
there is 1 insurer and there are 100 drivers - 40 male and 60 female.

How does the insurer assess risk for females, say? Well, say it pays
out £100 on average for 100 claims made by females. The total risk is
£100x100 = £10,000. The premium for each female is then £10,000/60 =
£166.

Then for males. Say they pay out £150 on average for 90 claims made
by males. The total risk is then £150x90 = £13,500. The premium for
each male is then  £13,500/40 = £337.5.

So in this case there are fewer males and as a whole they make less
claims but the risk PER MALE DRIVER is still greater. Do you see?

RED ARMY: males according to you NOODLES are
classed as a higher risk than females so they pay more
premiums, why can that be apart from the fact they make more
claims

Again, you clearly have no idea about basic
insurance principles. The overall level of risk relates to the severity
of claims and the frequency of claims not only the frequency of claims. 

RED ARMY:
..if its because of what i just said it maybe true ,but i
think its still discrimination as the only reason they make more claims
is cos there are more male drivers...

Nonsense, again - see above. 

RED ARMY:you could dispute that if a pro rata assessment
of men was done where u take the same amount of male drivers
as female drivers and see how many claims are made then(across the
whole car insurance industry).i would be very surprised if the
difference in number of claims made in that survey would be enough to
justfy discriminating against male drivers

Again, you
work in insurance but have not the foggiest about the nature of risk.
Males pay more on average because on average insurers pay out more in
claims payments for males then for females. 

fair enough i miss read it..no need to get personal again!!! ..upon reading properly what you actually said u said ,u seemed to say that my view on male drivers being charged more is absolute twaddle!!..if u would have read all my posts u would understand i didnt put it down to the fact there are more male drivers

i stand by my view that males get discriminated against cos there are more male drivers and so they  make more claims.

males according to you NOODLES are classed as a higher risk than females so they pay more premiums, why can that be apart from the fact they make more claims ..if its because of what i just said it maybe true ,but i think its still discrimination as the only reason they make more claims is cos there are more male drivers...you could dispute that if a pro rata assessment of men was done where u take the same amount of male drivers as female drivers and see how many claims are made then(across the whole car insurance industry).i would be very surprised if the difference in number of claims made in that survey would be enough to justfy discriminating against male drivers .

if look at quotes u do at work like i do ,when u change the sex of person to male from female the persons premium goes up at least 90% of the time,regardless of their previous history.

RED ARMY:

 

,tell u what on my next 3 days
off il sit oldham road main route from oldham to manchester town centre
and do a study all day on how many drivers i see

IM SORRY BUT IF WE CHECK WITH THE OFFIFCE OF NATIONAL STATS THEN IM SURE THEY WOULD CONFIRM MY VIEW THERE ARE MORE MALE DRIVERS.

I DONT AGREE WITH THE AGE THING U MENTIONED

40
YEAR OLD IS MORE MATURE  THAN A 17YR OLD SO EVEN IF THEY BOTH
JUST PASSED TEST THE OLDER U ARE THE MORE WISER U GET,AND PLUS STATS DO
CONFIRM BEYOND ANY DOUBT THAT THE OLDER DRIVERS ARE THE BETTER AT
DRIVING THEY ARE.. 

Your stupidity actually astounds me. Did you even read my post? If you did you would have
realised that I never disputed the fact that there are more male
drivers. But this is not the reason why males on average pay higher
premiums.

sorry but if u get 70+ drivers off the road nyour premiums will go up cos there will be less people paying into the pot,i would only agree with u if they had a medical condition which affets their driving,insurance companies do tend to have a 80 year old cut off point but if u are a hastings customer,u will still get to stay with them albeit through another underwriter.

i repsect what u saying about your driving ability since 17,assuming then u have maximum no claims bonus,im sure u can get rates as good if not better than people 10 years older if u shop around.its not all about age really when it comes to insurance theres obviously more to it.

i was mearly stating that a 40year old who just passed their test would be more mature and wiser than a 17-25 year old in the same situation,reason for that is the 40 year old will most probably have been learning to drive since they were legally allowed too and will so have more experiance on road than a driver in the bracket ive mentioned.

In regards to the age thing I have been driving 6 years from age of 17 not had any speeding fines or any points on my licence. I keep to the speed limit. Maybe the older you get the wiser you get. But please we need to get 70+ drivers off the roads, especially on sundays! Driving more than 10 miles below the speed limit on a long stretch of road is very frustrating for those trying to get to work. We dont need congestion charges we need to get ditherers and those who's reaction times are slowing causing danger to roads off it. I remember hearing of a man well into his 70's causing a fatal crash going the wrong way up a motorway. Also one of a man having a heart attack at the wheel causing another crash. 70+ can be too unpredictable for safety on the roads. Do insurance companies increase the premium or even do a reaction and eye test I doubt it. BTW i'm not ageist, speaking of experience on the roads that irritates me.

,tell u what on my next 3 days off il sit oldham road main route from oldham to manchester town centre and do a study all day on how many drivers i see

IM SORRY BUT IF WE CHECK WITH THE OFFIFCE OF NATIONAL STATS THEN IM SURE THEY WOULD CONFIRM MY VIEW THERE ARE MORE MALE DRIVERS.

I DONT AGREE WITH THE AGE THING U MENTIONED

40 YEAR OLD IS MORE MATURE  THAN A 17YR OLD SO EVEN IF THEY BOTH JUST PASSED TEST THE OLDER U ARE THE MORE WISER U GET,AND PLUS STATS DO CONFIRM BEYOND ANY DOUBT THAT THE OLDER DRIVERS ARE THE BETTER AT DRIVING THEY ARE..

RED ARMY:

OF COURSE I DO,I KNOW THERE'S MORE TO IT THAN JUST WHETHER THEY ARE FEMALE OR NOT

THERE
IS BASE PREMIUM THEN THERE IS ALL SORTS OFPERCENTAGE DISCOUNTS AND ADD
ONS DEPENDANT ON RATINGS FOR THINGS LIKE AREA,CAR CROUP RATING ETC ETC

BUT FROM QUOTES IVE DONE MY JOB,AND OTHER QUOTES IVE DONE MYSELF ON NET

ITS
QUITE CLEAR THAN SEX DISCRIMINATION EXISTS BECAUSE THE PREMIUM CHANGES
AND GOES DOWN IF I CHANGE,THE CLEINT FROM MALE TO FEMALE

 DONT
CALL ME A SIMPLETON,U DONT KNOW ME SO THERE IS NO NEED TO GET PERSONAL
IS THERE.CRITICISE MY JOB IF U WANT BUT DONT GET PERSONAL.

You
ascribed the difference in premium to there being more male drivers though, which is
absolute twaddle.The premium only increases because on average a male
is a higher risk then a female.

Given you apparently think it is
unfair for males to pay more then females on average, do you also think
a 17-year old should pay the same as a 40 year-old?