Hi, I have been driving since I was 18. I am now 46. I have had no accidents, claims etc. I was living in France for a while but it didn't matter as I was able to get my letter stating that I had been insured out there for the 2 yrs that I was there and that I had proof of 15yrs no claims discount. I bought a cheap car over here in the UK insured it with Prudential and duly sent them the original letter proving my no claims. They promised they would send the letter back as it was an original but they still haven't done this. I bought a weekend camper van and had this insured. I was going to sell the cheap diesel car and just use the van. I haven't sold it yet but to insure it again they are saying that I wont be allowed to use my no claims as I am insured with another vehicle?????? and that I can't prove that i have no claims????? I don't understand. Why cant we insure 2 cars, or however many cars we wish to have as a low insurance safe driver?
Will you please explain to me why the insurance companies use this method.