1 I take in the all the points you make on wireless BB. One particular worry according to a BB expert sent round to a friend on an unconnected matter. He said be careful of (close by) friends and extended family requests to use a signal. He said if one of these people downloaded really unpleasant and illegal porn and the police came round it would be the registered owner who would be grilled first.
2 Thank you for highlighting that CC safety starts at £100, no surprise there but big surprise that it's limited to £30,000.I've been into this subject with a couple of CC companies and read up on it and never seen the upper limit mentioned.