Hi there,

I'm looking for a loan for around 4-5k.

I am a married home owner with a good credit rating. I'm after a loan for a motorbike now I'm married. My idea is to get the loan over a five year period so that the monthly payments are low but I would like to have the option to repay larger amounts of the loan as and when I have the money without any penalties. I would ideally have it paid off in a couple of years but would like the basic repayments low just in case I have a bad month.

I know that egg do a loan like this but the APR is around 24%. Other loans are half that but can I get one that still has the flexibility to pay more off when I want?

Thanks
Matt