jezgent:

Google "who uses who" and follow up the obvious links.

Though that is only an answer to the "who uses who" question, not your actual question to which there is insufficient information for an answer.

To be slightly more helpful I suggest you rely less on the CRA "scores" and more on the content of the respective credit reports.

Hi Folks,

I have a score of 894 on experian & poor on Equifax.

Where do you think that I should be able to get a credit card facility?

thanks

Jez