I once claimed for water in my central heating system after it drained all over the carpet. (The carpet was fine.) They calculated the cost to me of Severn Trent draining the water into their sewers and then re-stocking my central heating system. It came to an embarrassing 25pence.

Whats the strangest thing you have ever claimed for on your insurance? Some people now are claiming for music downloads on their PC's/Ipods.....