You could always ask family to help?

If you are good at managing your money under normal circumstances then the credit card is the way to go, after all thats why we have them right?

Be sure to transfer to a 0% rate card after you get paid and promise yourself to clear the credit card asap! (you will find plenty, press the "purple money" tab, top left and get looking..........

Good luck in your new job and for gods sake......... DONT GET FIRED!!!!!!

All the best.

The overdraft seems the best option and if the bank accept the application, be sure to set up an agreement that once you start receiving a monthly salary, that they automatically reduce it on a monthly basis. You mention you need £1500 for bills, but then state a £3000 overdraft? I'm guessing you already have a £1500 overfdraft in place.

The other option would be the credit card. However like you say, this could be very expensive. If you do choose this route you should apply for a 0% balance transfer card once receiving income again and transfer the balance across (you will incur a transfer fee) and ensure the card is repaid in full before the end of the interest free period.

Hope this helps and let us know how you get on.

Gemma

Hi All,

I lost my job just before Xmas so have been out of work for a couple of months. I start a new job on Monday(thank goodness). The problem is I have run out of money to pay next months bills. I need £1500+ to cover my debts. I can't get a loan (not sure that I'd want to) as I'm classed as unemployed. I did think of taking the cash out on my credit card. I know this will be super expensive but at least it would cover everything next month. My final option is that I've asked my bank for a £3000 overdraft. If they refuse I can't think of any other options. I have never in my life been unable to make my repayments etc and the thought of phone calls and a bad credit rating is scaring me to death. Anybody else been in this situation and if so what did you do????? I just need to survive another month.