Hi there,

Sorry to hear about your situation.

You will need to look at the documentation provided about the PPI as this should detail what the insurance will cover in the event of a terminal illness. This could be to cover monthly payments, or to pay out to cover the remaining finance.

Until the finance is paid, you can't really sell the car, which is realistically your only option and buy another car.

Other options instead of buying a car would be to lease, or rent an automatic.

If you can provide more information about the PPI we may be able to offer more advice.

You should be able to contact Welcome to ask them about the PPI directly and what options you have.

You could also visit your local Citizens Advice Bureau with your documentation and they should also be able to advise you.

HTH

Sparky.

help anyone out there!!!! i bought a car on hp financed by welcome from thier car division in 2007, was sold the usual ppi wit it but as it may i got ill in 2008 with a terminal illness which i didnt know i had. i put in a claim and the insurance is paying my premiums (but for how long,?? since i cant work anymore ) becouse of my illness an automatic car would be ideal and easier to drive.... here starts the problems , i was told the car division closed down so cant change my car even though im eligible for a change now if it was still operating, how can i swap my car for an ideal one coz of my illness (was also told cant trade it in with another dealer and the insurance keep paying my premiums ) i am tying to be as independant as possible so need an auto now which i can drive myself rather than be driven around.. thanking you in advance for some sound advice