hi all just some help as there are soooo many cards to choose

i want to transfer to a card that will be free and let me decide how much to pay each month for the life of the balance just to pay it of and get rid of the damm thing when its paid

thanks

Most cards are "free" in that they don't charge a monthly or annual fee. There are no free balance transfers though. All "0%" deals charge a transaction fee of around 3%. They also all let you choose the amount to pay each month provided it is more than or equal to the minimum payment.

The main difference between the various "0%" deals is the length of the promotion.