res, Vanquis do have a poor reputation.
sorry to bump in here, hope someone can help:
got a vanquis card with £1000 debt:
made arrangements with them to pay £33 per month for the next three months, they are bumping default charges on every month?
and interest @ 1.99%
the debt is getting higher:
have asked them to freeze interest to help get back on track, but nothing:
at this rate: i've no chance of reducing debt, thinking about telling them " take me to court, then judge can sort pyment plan out "?
not sure what to do. can anybody help?