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under 18 car insurance
Last post Wed, Dec 05 2007, 8:32 AM by Red Yulfie. 26 replies.
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Mon, Aug 14 2006, 5:26 PM |
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Peter Gerrard
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Joined on Fri, Jun 16 2006
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Moneysupermarket.com
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Shopaholic
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Points 9,494
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Re: under 18 car insurance
If you try Endsleigh, they sometimes favour younger drivers a little bit more, also we recently did some research into policies for younger drivers who are starting out with insurance and Asda came up particularly competitive.
Let me know how you get on.
Peter
Peter
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Mon, Sep 04 2006, 11:48 AM |
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bargie
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Joined on Mon, Sep 04 2006
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Window Shopper
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Points 25
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Re: under 18 car insurance
liverpool victoria
they are the cheapest hands down, no matter what anyone says, these guys ARE the cheapest anywhere for young drivers
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Mon, Sep 04 2006, 5:11 PM |
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andypandy
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Joined on Mon, Sep 04 2006
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Window Shopper
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Points 20
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Re: under 18 car insurance
i am looking for my 18 year old and i've found that Bell insurance seems to be the cheapest ( but still a fortune) this is with the car in his name (old bange)r
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Mon, Sep 04 2006, 10:01 PM |
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krypto
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Joined on Fri, Sep 01 2006
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Cool Customer
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Points 695
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Re: under 18 car insurance
I never understand why 18yr olds never ring insurers themselves!! Why do their parents always do it?
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Wed, Sep 13 2006, 6:31 PM |
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Dawn Keeballs
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Joined on Wed, Sep 13 2006
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Window Shopper
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Points 5
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Re: under 18 car insurance
I use NFU and they are really good. Admittedly i am abit older than 17 at 21 so your daughters will be more. Also i found this website that gives you 17 tips to lower your insurance quote, 17 wierd i know, but it was very helpful i wouldn't recommend using all the tips but if you just use a few it should really help to cut the cost. One of the tips is to buy your quote over the internet apperantly it is cheaper because it saves them time from phone calls.
The website is http://www.ascon.demon.co.uk/insurance.htm
It has quite alot of helpful advice and is very informative. I hoped this helped
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Fri, Oct 13 2006, 2:01 PM |
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gillbo
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Joined on Fri, Oct 13 2006
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Just Browsing
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Points 45
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Re: under 18 car insurance
Sorry to come into this discussion late while trying to find my nearly 17 year old motor insurance. The reason they don't do it themselves is because they teach them a load of rubbish they don't need at school and don't teach them important things like personal finance. There! Another gripe aired.
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Fri, Oct 13 2006, 6:39 PM |
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krypto
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Joined on Fri, Sep 01 2006
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Cool Customer
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Points 695
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Re: under 18 car insurance
Not really an explanation is it? The person who wants the policy for themselves really neds to call up, regardless if a 17yr old is too shy or lazy.
Its not up to the school to teach them. I blame people like you, parents, who ring around for insurance for the 17yr old yourself.
17yr olds would get a much better deal if they called up themselves. Workers at Direct line used to load policys if their parents called! We did it on purpose!!! We were allowed to load premiums to whatever we wanted, so if we had a very rude person on the phone (which is 99% of the general public by the way!!) we would add another 50% to their policy!!!!!!
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Wed, Nov 01 2006, 1:13 PM |
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I'm Me
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Joined on Wed, Nov 01 2006
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Just Browsing
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Points 190
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Re: under 18 car insurance
I was insured at 18 on my first car which had a 2.0i engine so it was hefty (although I'm a girl which helps). Cheapest I could get was £1100 that first year with Direct Line.
Worrying to hear that Direct Line load premiums though, my dad rang them up! Not sure why, I never asked him to do it. :oS
Know what you're saying though, after that first time I have always rung up myself. In fact, it kinda pisses me off that I am now 21 running my own car (another 2.0i) with my own insurance, tax and repairs, and my friends at uni still get Daddy to pay for everything!
They'll have a shock in the real world lol!
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Tue, Nov 07 2006, 6:00 PM |
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zoe
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Joined on Thu, Oct 19 2006
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Cool Customer
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Points 490
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Re: under 18 car insurance
Put your daughter on her own policy. Being a woman, she will get a reasonably good deal, and she will be helped by her boy racer friends. Ina few years time, with some no claims bonus,she will be paying less than you.
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Sun, Nov 12 2006, 5:20 PM |
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jeffn
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Joined on Sun, Nov 12 2006
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Window Shopper
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Points 25
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Re: under 18 car insurance
Hi, Just had the same problem with my 17 yo son on provisional licence as second driver on his mothers car. Went through all the sites but Liverpool Victoria were at leat £300 cheaaper than anyone else. Hope this helps.
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Sat, Nov 18 2006, 2:53 PM |
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Freezo
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Joined on Sat, Nov 18 2006
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Window Shopper
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Points 5
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Re: under 18 car insurance
My 17 year old son has been searching for car insurance having passed his test in October. He has found that Quinn Direct were around 50% cheaper than anything I could find using a number of differnt search engines. Try going direct to their site and inputting you details as my son found that the quotes were cheaper. I would also recommend you save any cheap quotes you find as quotes can change daily.
Hope this helps
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Tue, Mar 27 2007, 6:10 PM |
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thewestrops5
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Joined on Wed, Jan 24 2007
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Just Browsing
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Points 45
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Re: under 18 car insurance
You are lucky you have a daughter ........ Last year my son passed his test at the age of 17yrs 46 days. Up til then my wife and I shared a group 10 people carrier, cost to insure £400. With now 3 drivers in the family I decided it was time to get a 2nd car, I picked a group 2 corsa that my son & I would drive. My wife took over the Insurance for the people carrier at an additional cost of only £50 after doing a lot of shoping about (she has never had her own car ins so I thought it would be more) Anyway lucky for me I have 10 years no claims protected, I shopped round for the corsa and in my name alone could insure it fully comp for £200, put my son on it (and he had passed his pass plus by then, quotes £1500 ! started coming in AGGGGG. After using all the price comparison sites & reasearching other myself the best I could find was £750 which I obviously took. This years renewal came in more expensive (cant work out why as he now had a years experience and there had been no accidents) so I hit the internet again. I wanted to get him his own no claims to help him out a bit in the future so looked very carefully @ direct line & tescos. I have decided on Tesco, me & him £1450 ! ....... me and him and his girlfriend who is a student with a provisional & wife who I had taken out tesco insurance for our other car and got a further 10% of for 2 cars in the family only £950..... Still a lot but how do they work out a male with a full licence with me is so much & with a L female it drops £400 ?
I have decided for the extra £200 its worth getting my son and girlfriend on there own ladder with tesco no claims.
Hows this for stupid ...... If my 18 yr son married a more mature lady obviously with lots of no claims and she took out the car insurance I get quotes back for £300 on a sensible car ?
Its worth experimenting on these web sites to see how you can legally get lower quotes (might not be worth getting married for)
As a matter of note I researched my son (with pass plus) getting his own insurance on the corsa with only him the driver, the best I
could find was £2200 .
Happy Hunting .... It could save you thousands of £
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Tue, Apr 24 2007, 8:53 AM |
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Re: under 18 car insurance
Hi, Im not a car insurance company owner and i dont promote any car insurance company here...but if you really need a cheap car insurance for your 17 years old kid make a research, collect carinsurance quote (maybe 10 companies) and see what would fit your needs and the cheapiest offers... I suggest start with this website http://www.nightbirdssolutions.com website its a car insurance listings where can find almost all car insurance company....i personally use it when im searching for my own car insurance needs..
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Tue, Apr 24 2007, 9:19 AM |
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tomgriley
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Joined on Thu, Mar 22 2007
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Window Shopper
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Points 15
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Re: under 18 car insurance
I insured my first car when i was 19, a 1.9 deisel R reg clio worth £800, for me and my partner it cost £1700!! i was suprised but that was the cheapest that returned (at the time i used confused.com) this year (now 20) i used moneysupermarket and both of us got insured on a 53 reg 1.4 HDi 206 worth £5000 for £900! I dont understand insurance companies and dont think i ever will. Moral of the story is, you can be lazy and still do it yourself by using sites like this one! PS i also have a pet hate for young people who get everything payed for by their parents when i have to work hard to get a car on the road.
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