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Travel Insurance - won't pay for claims related to close relatives with pre-medical conditions

Last post Mon, Feb 16 2009, 4:14 PM by dreamalive. 2 replies.
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  •  Mon, Feb 16 2009, 4:14 PM

    Re: Travel Insurance - won't pay for claims related to close relatives with pre-medical conditions

    Is it your wife's parents that are going on holiday - is it within europe?

    My parents are also trying to find travel insurance with pre-med conditions. thanks :)

    • Post Points: 5
  •  Thu, Feb 12 2009, 3:17 PM

    Re: Travel Insurance - won't pay for claims related to close relatives with pre-medical conditions

    Mondial Insurance will cover ny wife's elderly parents existing conditions at time of booking as long as they are not terminally ill . I was very surprised , Thomson travel shop told me on booking a holiday but I just had an e-mail from Mondial confirming it . It seems the only condition is they are not terminally ill .

    I retain a healthy suspicion as everyone else I tried refused to cover pre-existing conditions .

    Stanley

    • Post Points: 20
  •  Thu, Jan 29 2009, 12:53 PM

    Travel Insurance - won't pay for claims related to close relatives with pre-medical conditions

    I wonder if someone could help me here please

    I've been informed that there are no travel insurance companies that will pay for cancellation costs if it is due to a pre-medical condition of a close family member. However, some insurance companies clearly state this on the policy wording, while others are more vague and say that they will not pay claims related to an "anticipated event".

    The definition of this is below:

    'anticipated event' means any event or occurrence which you or your immediate family knew would occur or could have reasonably have expected to occur during your trip and which you or your immediate family were aware of at the time of booking the trip.

    My mother had cancer last year but has now completed treatment and it was all successfully removed but if however I was to cancel due to her condition would this be classed as an "anticipated event" because I was aware of it when I booked?

    I'm just asking because I'm led to believe that however the travel insurance policy is worded that there are NO travel insurance companies that would pay out for a claim that was related to the illness of my mother? Is this correct?

    If there are no companies that would cover me for cancellation costs in relation to this, then it doesn't matter who I choose to take my policy out with as they are all the same.

    Many thanks.
    • Post Points: 20