Hi pampam
In answer to your queries:
Cruise: generally speaking you will be covered providing you are cruising within your destination (ie Europe or Worldwide), however, I must stress the importance of checking this with your chosen provider.
Couples: You are able to travel alone even when you are on a couple policy. You do need to reside at the same address.
As with all insurances please be sure to confirm all your requirements with your chosen provider.
Hope this helps
thanks
Maxine
Maxine
maxine.baker @ moneysupermarket.com
(remove the spaces)