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Transferring NCB?? Help..

Last post Fri, Jun 27 2008, 3:10 PM by jcs-city. 11 replies.
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  •  Fri, Jun 27 2008, 3:10 PM

    Re: Transferring NCB?? Help..

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    be aware fronted risk is a crime-- you will end up with no insurance- points on your licence & NO PAYOUT!!!!!

    your car!!!!!

    • Post Points: 5

  •  Fri, Jun 27 2008, 3:05 PM

    Re: Transferring NCB?? Help..

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    You just said it "My car"

    And there the prosecution rests it's case .....M' lourd.....: - )
    • Post Points: 20

  •  Fri, Jun 27 2008, 2:36 PM

    Re: Transferring NCB?? Help..

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    danw:but what if he only wants to his other car once or twice a week for work? and the rest of the week with my car?

    You just said it "My car"

    • Post Points: 20

  •  Fri, Jun 27 2008, 1:46 PM

    Re: Transferring NCB?? Help..

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    but what if he only wants to his other car once or twice a week for work? and the rest of the week with my car?
    • Post Points: 20

  •  Fri, Jun 27 2008, 12:33 PM

    Re: Transferring NCB?? Help..

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    It would be fine as long as your dad is the policyholder and the main user
    • Post Points: 20

  •  Fri, Jun 27 2008, 12:31 PM

    Re: Transferring NCB?? Help..

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    hi

    by the very fact that your father will be insuring 2 cars it is most unlikely that he will be the main driver of both cars--insurance companies are not daft-- their aim is to correctly cover the risk & young drivers- unfortunately especially males are statistically more likely to claim-- bear in mind its not just the cost of the car being driven thats at risk but the third party damages may be horrendous. My heart goes out to young drivers.If there is any ambiguity or chance that the main driver is the young driver insurance companies are quite entitled to insist on how they want the car covered-- if the deciscion is to be based on the price paid the young driver must insure the car.Sorry its not what you want to hear!
    • Post Points: 5

  •  Fri, Jun 27 2008, 11:21 AM

    Re: Transferring NCB?? Help..

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    why is this not allowed? even if he is the main driver of the car.
    • Post Points: 35

  •  Thu, Jun 26 2008, 9:04 AM

    Re: Transferring NCB?? Help..

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    further to this your dad cant insure a car thats for you Even if hes going to put himself as the owner/reg keeper- this is a fronted risk -- if you go down that road & the insurer doesnt pay after a claim you only have youself to blame. There is no way to get round young driver premiums!!
    • Post Points: 20

  •  Mon, Jun 23 2008, 3:29 PM

    Re: Transferring NCB?? Help..

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    Most insurers will only allow it to be transferred between spouses. In your case, no, it would not be allowed...Sorry
    • Post Points: 20

  •  Mon, Jun 23 2008, 3:11 PM

    Re: Transferring NCB?? Help..

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    yes I just passed my test a month ago and wondered if it is possible.
    • Post Points: 20

  •  Mon, Jun 23 2008, 2:51 PM

    Re: Transferring NCB?? Help..

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    Is this an attempt to get cheaper insurance for a young/inexperienced driver?
    • Post Points: 20

  •  Mon, Jun 23 2008, 1:40 PM

    Transferring NCB?? Help..

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    My dad is getting a new car soon which will be a lower insurance group then what he has now,The plan was to start with 0 NCB on his new car with tesco and transfer the full NCB onto a second car and have an additional driver on another policy, Is this allowed?


    thanks in advance! dan

    • Post Points: 20