dacouch: You can take cover out with PJ Hayman, but it will be loaded, you will have to contact them before you arrange cover and obviously it will exclude cover for anything prior to cover starting
Hi
I have just checked this for you direct with the provider, this is unfortunately not the case, should your policy of been with PJHayman and was still valid they would of been able to extend obviously dependant on the claim history. They do however, offer an "already travelled" on their Travel Plus product but this is only if you have forgotten your insurance and have contacted them within 17days of leaving the UK. Unfortunately as your current insurance has expired and you are out of the country you will not be able to get this.
thanks
maxine