Morning Clare,

My husband and I have two accounts with All & Lec . An internet savings account with 118k balance and a current account with on average 5k balance. Both accounts are in joint names . Firstly because accounts are in joint names do we have 100k guarantee ? Secondly is it better that we move part of the balance to another bank and if so which are already connected to All & Leic and which do you feel would be an option. Thirdly are we permitted to withdraw our saving from All & Leic.

I would be very grateful for any help on above

Many Thanks

Karen