I am coming to the end of my mortgage term and have never had to re-mortgage before so I'm totally a novice at this can you please explain what charges will be involved (ie) solicitors fee's etc.

Also I took out a loan secured on my property a year or so ago with another lender other than my current mortgage lender what effect will this have on my new mortgage application?

Thanks so much for your advise I have 5 months left on the mortgage but know that my current lender will not offer again as I'm currently with Northern Rock and have already have already recieved a letter to say that they cannot guarantee that an offer will be made.

I will be be back in touch at a later date.

Thanks

No problem! Just give about 2 months before it’s due as Lenders at the moment seems to be taking forever to sort out anything! Mandy