As stated above see www.moneysavingexpert.com. It is easy. Any problems Email me on normanjohnbailey AT hotmail.co.uk and I'll give you a steer. Look forward to hearing from you. Regards.

Hi there i dont know if you would be able to help me but im looking for some helpful advice on trying to claim back some of the charges my banks have charged me during the pass 2 years. I am currently in a lot of debt due to all these charges my creditors have added during the years and if it wasnt for all these charges i would be in less debt..Anyway a few days back my friend was saying how she would be claiming all her chagres back that her bank had charged her as thy shouldnt have charged er in the firs place ad i wa just wondering if there wa any thing like that i could possibly do? Any advice would be gratfull..Thank you..

Lezbos. It is very very very straight forward. Email me on normanjohnbailey AT hotmail.co.uk and I'll give you a steer. May not get it until Monday though. Look forward to hearing from you. Regards.

No problem,

be aware the bank will almost certainly refuse to refund the money at first. Don't worry about this. It is just a ploy to try and put you off claiming. Just keep following the advice given on the site and I'm sure they will eventually give in. As far as I'm aware not one bank has challenged any claim at court and they are very unlikely to.

Jason

many many thanks jason will try and update you

Lezbos,

I recently claimed back several hundred pounds from my bank. I followed advice from www.moneysavingexpert.com and found this most useful. They provide pre-written letters so you just need to fill in the blanks for your own details. It took me around 2 months from the date of my first letter to receive the money back.

Good Luck,

Jason

sorry i cant help but i hope u can help me i've heard that there's a form to fill in to reclaim bank charge's do u know where i can find this and how do i write my own questions on the forum once again im really sorry that i cant help but im desperate thanks

Thank youn. On the ones that I have pursued to date, (all successes) the individuals did sign off their respective letters. However, I am testing the waters in consideration of my wife starting up a small business chasing bank charges for a minimal fee (not the excessive 25% fees that the companies out there are charging). Therefore she wants to be able to pursue a case from start to finish on her siganture, hence my origianl question.

Ummm, tricky. Banks obviously need to be careful about customer details so I am not surprised that they are unwilling to engage with you. Banks will have fastidious policies with regard to customer details and I think that is correct and appropriate given the potential for fraudulent transactions. I suspect that you cannot force them to deal with you. Writing a letter may be sufficient to get a satisfactory response. Couldn't you write the letter but get your friend to sign it and send it?

Having just succesfully reclaimed in excess of £3000 for my 2 sons, I have been asked to assist a friend. He wrote to his bank authorising me to act on his behalf yet the bank won't deal with me. Do they have to if their client has instructed them to. If the answer is yes what can be done to force them.

Thanks