I was with this bunch of jokers for a number of years. They told me that interest would be suspended on all my debts which they failed to do. So, by the time I dumped them, my debt was bigger that when I started!
They refused to answer calls, letters of faxed complaits, eventually I just gave up on it, b ut really ought to have taken it further. I also found that they had left (Booted out?) of DEMSA, the trade body.
It's true,t hey do nothing that you cannot do yourself, I ended up doing this, and am pretty well clear now.
I fanyone does need help, go to one of the charities that will do it all for nothing, NEVER pay for this services.