Hi MrTWitch

I havent personally, though its quite a straight-forward process, but i appreciate it could take some time depending on the circumstances. Very little risk involved really imo.

As for the £40 on the card, id sooner loose the banks money than my own!

Thanks for that MrTWitch! Exactly, if there is only £40 on the card, then that's all at risk, as opposed to however much is in your main bank account, which your credit card is linked to! That's why it's far safer to use something like Mastercard Prime, as long as you don't leave too much on there at any one time and I'm excellent at monitoring that sort of thing!

Eco_warrior:

Hi MrTWitch

I havent personally, though its quite a straight-forward process, but i appreciate it could take some time depending on the circumstances. Very little risk involved really imo.

As for the £40 on the card, id sooner loose the banks money than my own!

What if someone got hold of your details somehow and ran up a £5000 bill for example? Wouldn't you rather put £40 at risk than that much?

The money available on my credit card's doesnt belong to me, it the banks, so im not worried about that. Plus i dont have £5k in my bank account either. I really dont see any real risk.

I can see how the card would suit you based on your spending habits though, so if its what your after then go for it. I myself wouldnt pay the charges associated with it.

Eco

As a follow-up to my earlier post, Crewcard eventually agreed that I was able to sign up using my driving licence details but worryingly the instructions sent to me by email conflicted with the requirements on their application form!

Eventually I got accepted and my cards duly arrived. According to the terms and conditions I could expect my PINs to arrive within the next 5 days. Four weeks on (and three further emails only one of which gained a response) no sign of these PINs.

So they have my money that has already been put on the card but I cannot access that money. I now feel that they should be reported to the FSA as unsuitable to run any financial business and either fined or shut down. What do others think?

paul

Mr Twitch,

When did you apply for your card? I've been waiting for mine for a week now..

Hi

I have one of these prepaid card, and would NEVER get one again. You get charged for putting money on the card, for using it, and for not using it. When you wont to use a cash point, ( I myself dont), but if you add up these charges it can seem a large amount.

I reported my card had deductions it should'nt have had and they told me that they would class the card as LOST/STOLEN and no more deductions would come off, yet the next day money was. They were not very helpful at all.

I my self would not recommend the IDT FINANCE Prime Payment Card.

I now have to send a photo of my passport and other document to get my money back. But they will make deductions on it before I can get any money back.

So please really read the small print on the terms and conditions and then decide

I have an IDT Prime card. I have the same problem. i contacted IDT customer services & an assistant told me to fax my card details, to a number he gave me, + provide my address & a copy of my passport to have the annual maximum increased. He said it would take 24 hrs to 48 hours to activate.

Over a week later i still cant add money to the card, its automatically rejected.

Now I'm concerned because:

1. There is nothing on their website saying that you are required to fax your passport to increase reloading limits.

2. already provided my passport details online on the idt card idtprime site, so why did he need it again by fax.

3. They seem to have lost my details or it went to someone else who may use it illegally.

Really peeved at the lack of response from customer services , even though theyre only available week days in office hours.

Thats why I'm going somewhere else I think, becaue the card is useless if I can't add more money. Shame as it worked well for online purchases.

Thanks

Also I'm worried about IDT because when I couldnt put cash on using paypoint, I went to the Post Office & paid in £200 cash which was accepted & I have a receipt but when I check on the web account , IDT has not credited it to the card.

This means IDT have £200 money that I cant access in their bank accounts, which I needed to make an online purchase this weekend. I cant get another card over the weekend to complete the purchase because you cant activate their cards at the weekend or in he evenings as the customer services is closed

Frustrating. So I've lost £200 cash & I know in advance that their ustomer services is slow & useless

One day I just stumbled upon this site Billshrink.and realised that I can actually find out which are the kind of credit cards that will help me maximize the bonus points, based on my usage pattern. So I can actually choose a card that will suit my pattern of spending and also maximize points for me. Now that's a cool idea. May be it will work for you. Try it out.