No worries, you are welcome.

If you stay in credit then there should be no overdraft useage fee or interest charge. If they do it's time to change your bank I reckon!

Thank you for your reply.

I was slightly worried as i was charged the fees for the end of last month even though i had cleared the balance but looking back i did use the overdraft that month. I was confused with the banks explanation of fees charged on a planned overdraft and having come across this site which i have heard always positive comments about i decided to ask an expert and i,m happy i did.

So just to rest my mind once more - sorry! If i have cleared the balance and my balance is now at zero i wont be charged any daily usage fee or 9my main concern) interest fees?

Thank you for your help.

I expect that you will be charged your overdraft usage fee for the whole month but should only pay interest for the exact number of days that the overdraft was in existence. You will not pay either from now on if you stay in credit.

Hello,

I recently paid of my overdraft which was £1500.00. Do i continue to pay the interest on the overdraft or will i not be charged interest now i have paid the whole amount back?

Confused customer.