Yes Honda were more than happy to accept credit card when I was paying the deposit on the car, how convenient... As long as it ensures I buy a car with them then they're happy to accept it. But they know if I pay by credit card now, it's because I'm not buying a new car, so why not push me into buying a new one (to avoid using my savings - they also know for many people they have no savings, or not enough, so they have no choice). After all they don't care if I use a credit card to pay off my agreement because they will have been paid, any potential future problems will be with the credit card supplier, not them.

Many credit cards now come with 0% interest rates for up to 2 years, using your savings that pays you interest when you can use a credit card with no interest makes no financial sense, unless of course you're not mature enough to pay it off properly, then I agree you should not have a credit card.

I am very disappointed, because as I see it there is no excuse not to take credit card. I had earmarked my savings for some much needed home improvements this year, but this could be put off for years now, unless, you guessed it.... I buy a new (or used) car I don't want with a new finance agreement.

Thanks for the advice on the scratches, i'll try removing them myself first, it's true I forget there are products out there for this. It's funny, i moved to a new area 6 months a go, a much nicer area, so nice that my car insurance halved simply because of the change in postcode (and the area I was in before wasn't even bad). Yet for the first time ever, I have this problem. You can't win, can you?

Unfortunately a lot of people consider it good practice not to take credit card payments for credit agreements as it encourages people to juggle their debts rather than paying them off. There is always the option to use a cash advance but, because of the charges (3% fee plus a higher interest rate?), this is unlikely to be a good idea.

I am sure that, if you went into a Honda dealers to spend £20 in their shop, then they would happily accept a credit card payment. Most finance agreements, however, cannot be paid with a credit card.

I tend to drive old cars. I also get angry when my car gets keyed but, with an old car, it isn't the end of the world. Often, if the scratch isn't too deep, you can remove it with either a rubbing compound or a colour-matched polish and some elbow grease. However, after a polish, your car will look smart and shiney and if the kids near you are anything like those here, they will scratch the shiney ones before the grubby ones.

I'm not sure whether any advice can be given in this situation, but I'll ask anyway.

I have a finance agreement with Honda, I have three options at the end of the agreement which is the 1st August.

1 - Pay off the final lump sum
2 - Exchange the car (the final lump sum will be deducted from the value of my car)
3 - Return the car

I've decided I will keep the car as I am happy with it and pay off the lump sum by credit card. I called Honda today for confirmation of when the end of my agreement was and to my horror I discovered, that Honda, a massive multinational corporation does NOT take credit card. I will have to pay the old fashioned way by cheque or bank transfer. To say I am annoyed is an understatement. I don't want to eat into my savings, at least I'm earning some interest on them, plus they are my financial security and I can get a 0% credit card no problem. I feel like this company is forcing me (and many customers) to exchange for a new car, and therefore start yet another lengthy finance agreement.

To top it off I have had this car 2.5 years and kept it in mint condition, but in the last 6 months some brats have keyed it 3 times, this will reduce the value of my car unless I pay to get it fixed. This is one of the reasons I did not want a new car, because without doubt within the first few days it will be keyed, plus several more times over the coming months. I could exchange for a used car, but the only used car I want is my car, so what's the point and I'd still have to pay interest on the new finance agreement...

Ok so this has turned into more of a rant than anything, but I guess I'm hoping someone will tell me "of course you can pay by credit card, you just need to quote this law or act, and they will have to accept it!". Wishful thinking? Please say no.

P.S. Returning the car is not an option.