hi
i currently have an offset mortgage of £70,000 with savings of £50,000. With the base rate cut, the interest rate on the mortgage has now been reduced to 3.69%. I am just wondering whether, with the base rate cut meaning that the interest rate on my mortgage is now very low, is there a savings account out there that would work my £50,000 savings harder. I am a higher rate tax payer.
Many thanks guys