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NS&I Index Linked Savings Certificates

Last post Sun, Jul 01 2007, 12:54 AM by jsharris99. 2 replies.
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  •  Sun, Jul 01 2007, 12:54 AM

    Re: NS&I Index Linked Savings Certificates

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    Of course if you are a higher rate tax payer I suspect that NS&I stuff with inflation now on the rise it might be a good idea.
    • Post Points: 5

  •  Sat, Jun 23 2007, 5:52 AM

    Re: NS&I Index Linked Savings Certificates

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    Compare the NS&I rates with appropriate products available on MS - SAVINGS (dark blue tab above) including easy access defaulted at £250 and ISAs. Remember tax free doesn't necessarily mean it's the best rate around.
    • Post Points: 20

  •  Fri, Jun 22 2007, 8:42 PM

    NS&I Index Linked Savings Certificates

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    I have savings in an ISA - currently at 5.7%

     I would like to put £1000 of these savings somewhere for a couple of years to obtain maximum return.

    I've read about NS&I Index Linked Savings Certificates and wonder whether to put £1000 of my savings into one.... would you recommend this?

    I know both options are tax free and that the Savings Certs increase in line with inflation - so is it a gamble as to which earns me more, inflation or 5.7% interest?  is this how it works?

    or would you recommend me putting £1000 asside for a few years in a different way ? 

     
    • Post Points: 35