The chances are that the interest rate on a credit card will be more than on your overdraft. If so, you wil be better simply setting yourself a budget/target to reduce your overdraft each month until it has gone.

If it is spending that is out of control, then getting more credit is the worst possible option.

Hello,

I am a young 21 year old working full time at tesco, I have recently moved out with my partner however im still pretty new to credit. Over the years i have used my overdraft, i have contracts and payment plans i to think my credit score is good. Recently i have had to go deep into my overdraft and i fear it is out of controll, i want to stop it here

I have been concidering using a credit card to put my overdraft dept into and then paying it off month to month. I need advice is this a good idea?? And what are the best credit cards for my predicament??

Ohh its only about £500 worth so its not much just i have rent and out goings so i cant afford to pay it out right.

Thank you for your time

Liam